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Some Great Tips on How to Save Money Part 2
28. Stop chasing brands
Tonight there will be a little gathering at your place. You want to use the best snacks for the party. Now, in the rush to achieve the best, don’t go for expensive brand names. It would be very reasonable and sensible if you go for generic items. You can transform ordinary green beans into something special by adding a small amount of butter, salt and pepper. No one can guess whether it is a low-cost generic item or a much higher-cost label item. Try this at home and check the huge difference between the two prices.
In addition, several brand companies are behind the production of generic brands. They only change the name of the generic brand that they manufacture. There are several companies that do the same. Therefore, act sensibly and do not run according to the mark. Your this action shows your intelligence and concern for money.
29. Entertainment – Free
These days, entertainment is really getting expensive, whether it’s a movie or a theme park. That’s why most of us prefer to stay at home. Is there any other option that can convert our boredom into pleasure without being too expensive? Yes, there are several options. This weekend, instead of watching television at home, go to your nearest police station on a “ride-a-long”, i.e. when the police officer responds to the right calls, accompanies him. Attend free exercise classes, dance and music classes, poetry readings in coffee shops offered by community colleges. You can also attend concerts organized in certain areas, which do not cost anything. To find out their place and time, check the newspaper and your college.
30. Old is Gold
Mostly we throw away our old clothes or replacing old household appliances with new ones means throwing away the old. We treat old and worn items in our home as waste. If this so-called ‘junk’ is sold at a consignment shop, you can get a good price for it. So get up, collect all the old things lying around at home and make money by selling them. It could be books, toys, movies and clothes. Moreover, there are many online consignment shops also available.
31. Best Out of Waste
There are several things in our house that have not been used for a long time. They are like junk to us. It could be an old transistor, an old hat, make-up kit, sports kit, garden tools or other clothes. Make a list of all these items and collect them. You can sell these items online. Just log on to one of the related sites. See the amount you have earned from selling junk. Do not waste this amount. Save it in your account and watch the significant growth of your savings. This is the finest example of ‘Best out of Waste’. So don’t waste your time and start collecting all the useless things in your house.
32. Friendly cell phones
Take care of your hard-earned money with an intelligent investment. Cell phones are one of the greatest inventions of recent times. It includes some very interesting features such as free long distance, call waiting, call forwarding, SMS, caller ID, voicemail and many more. Thus, these are able to serve more purposes compared to the regular telephone. Furthermore, they are reasonably priced. So don’t waste your hard earned money paying bills on two phones and act smart.
33. Know your rights
Most hospitals resort to overloading the patients. The cost of medicine or other products is almost double the normal rates. Always be careful while buying medicine or going through the medical bills. Your vigilance can save a lot of your hard earned money. You can also file a lawsuit against the hospital for overcharging.
Similarly, if a doctor oversteps, you should stop him from this action. Often, doctors add extra charges to the bills for the products they have already declared free. Be extra careful while going through the bills and save your money. There is one “Professional Courtesy”; many of us are unaware of this term. This is for those patients who are facing financial problems and are unable to pay the bill. They can ask the doctor about it and he will give them adequate help.
34. Holiday travel
Plan your visit within your budget. For more excitement, you can decide to visit a few countries, but this can be very expensive. Why not plan, look around where you live and consider an exciting road trip that could be both educational and cost effective.
Check out a list of the annual maintenance your home requires on different heads. Such as air conditioner, heater, hot water tank, etc. Be patient and work at a level where you can save unnecessary expenses. Have your air conditioner tuned up annually. If you don’t, you could be exposed to an air conditioner breakdown and the resulting higher repair costs.
36. Repair than replace
If you are planning to buy a new sofa for your home, think again. A new sofa can put a big dent in your bank balance. Repairing your old sofa will do the trick and save you quite a bit of money. Replacing cushions and covers will make your sofa look as good as new at a significantly lower cost. Similarly, if you find that any of the appliances are not working to your satisfaction, curb the urge to replace it. Get a repair estimate. Maybe all your appliance needs is some service and cleaning that will cost you a fraction of what a new piece would cost.
37. Eating out
Eating out can be very expensive. Stop the exercise for a long time. Check back for options. If you go through the Sunday newspaper, you will find a lot of special offers. You can consider signing up as a mystery shopper on the Internet, and you can take advantage of eating for free at a fine restaurant just to write a report on food, service and cleanliness.
38. Plan your menus
Planning a week’s menu once saves you a lot of hassle and saves money too. Knowing exactly what to buy that matches your menu will help you buy food that can be used more than once.
39. Save money – a joint venture
If you’re married, see that you and your spouse are working on the same wavelength when it comes to saving money. Your efforts to save may be offset if your spouse is a lavish spender. Savings to be effective in the family must be a joint venture.
To keep a good overview of your debts and credits, you must have effective and helpful software that will serve your purpose of looking after your accounts. You may be able to find a free download version.
41. Enjoy life, be content
It is basically for you to know that the reality of living a happy life is to be with nature and not in the company of possessions. Whenever you feel the urge to throw yourself out, go to a nearby park instead and enjoy yourself in the lap of nature among the trees.
42. Live in harmony with your means
Everyone wants to have everything in life. At times this is not possible. Perhaps the fastest way to get everything beyond your means is to get into debt. But that is not the way to live life. Take care of your financial situation and enjoy life accordingly. The more you live life in debt, the more you have the opportunity to save less.
43. Save for your retirement
You may need to change your spending habits and be more careful about saving. The more you limit unnecessary consumption, the more you will save for a retired life. Life expectancy is increasing due to medical inventions. So you need to use all the money to have a comfortable retired life.
44. Video and DVDs for the family
Go for already watched videos and DVDs at half price from major video chains. You can also try the other option of recording your own movies from the TV or from channels like HBO, Disney, etc. You can create a cinema-like atmosphere at home, have your popcorn, have a soda, spread a blanket and enjoy your home theater with Your Family.
45. Friends for dinner
When you have friends over for dinner, ask them to share recipes. Let each family bring a dish and enjoy a great weekend of sharing each other’s cooking. You can save a lot of money that way.
46. Friendly exchanges on the Internet
Get more talk time using the online instant messaging system. You can also download a program to connect a microphone and have a voice conversation for free. Your expenses remain normal as you pay for the price of the internet.
47. Long distance calls
If you plan to make long distance calls, just choose the right operator. You may be able to find a carrier for less money because of the competition. Check the plan and go for the right option. Be very sure of the coverage area offered because it would be useless if you cannot send or receive messages.
48. Food you can freeze
For the most part, people don’t like to know that a number of items can be frozen. You can even freeze eggs. Bring the eggs to room temperature when ready to use. When you find apples on sale, make apple pies and freeze them. Many other foods can be easily frozen. That way you can save a lot.
49. Discount books
You can buy a discount coupon book which is nominally priced. Take a look at the options therein and make your choice accordingly. You can save hundreds of dollars by following the discount coupon book.
50. Make your own baby food
You can make your own baby food. Visit the vegetable market and buy some fresh vegetables such as peas, corn, green beans and more. Run it through the blender and freeze it. When feeding time approaches, treat yourself to healthy and wholesome food after thawing the stored vegetable mixture. You can save a lot of money, as over-the-counter baby food is expensive.
51. Bring your own food to ball games
If you’re an avid ballgame spectator, you’ll agree that edibles inside the stadium come at a price. Bringing food from home can significantly cut down on your expenses. However, make sure in advance that the stadium authorities allow spectators to bring their own belongings.
52. Stop smoking
Smoking is the most difficult habit to break. You will do a great service for your health and your pocket if you can stop smoking. Not only are you wasting a good chunk of your money, but you’re also ensuring that you’ll spend a lot more on future medical expenses by promoting poor health.
53. Amendment that adds up
Having money in a piggy bank as a child was meant to instill in you the habit of saving. You also need a piggy bank today. Drop all the change in it when you get home. This way you can save very quickly.
54. Skip to Online Freebies
Check out the freebie sites to find samples for cosmetics, books, clothing, etc. These items mostly have no shipping charges. Any shipping costs are minimal. Fill out a form and receive sample size soups lotions, shampoos and conditioners, etc. that are ideal for a traveler.
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